Philip Odei Asare
Philip Odei Asare
Chairman

Philip Odei Asare is a versatile and a hands-on finance professional with over 22 years’ financial services experience. His key areas are Banking Regulations, Commercial Banking, Investment Banking and Micro-finance.

Philip is currently the Managing Director of Best Point Savings and Loans Ltd, ascending to the seat in 2019, he previously served as the Deputy Managing Director from March 2017 to December 2018. Starting his banking career with the Banking Supervision Department (Bank of Ghana) in 1996, Philip ventured into the commercial space in 2004.

Between 2014 and 2016, He worked as Chief Financial Officer and then Managing Director (acting) with FINCA Microfinance Holdings, Zambia after a brief stint with the Royal Bank as Senior Vice President – Finance in 2013/ 2014. Philip joined Access Bank (Ghana) in 2010 initially as Group Head – Commercial Banking, and later as Head – Risk Management. In 2004, he joined Opportunity International Savings & Loans Ltd rising to Chief Financial Officer and later as Chief Executive Officer (acting).

Philip holds an MBA and BA (Hons) degrees from the University of Ghana, and is a professional accountant with twenty years’ experience. He is a member of the Institute of Chartered Accountants- Ghana (ICA-GH) as well as a member of Zambia Institute of Chartered Accountants (ZICA). Philip is a Certified Investment Banker by the Ghana Stock Exchange, and have also attended other professional programs which include Certified Bank Examiner- Banking Supervision and Regulations Office of the Federal Reserve Bank, Washington D.C, USA as a Bank Examiner, and Excellence in Small Scale Financial Management – Bankakademie International, Frankfurt, Germany.

He has also attended a Leadership development program – Centre for Creative Leadership in Brussels, Belgium, Risk Management Excellence for microfinance experts, Luxembourg, as well as Post Chartered Diploma in IFRS.

Kwame Owusu-Boateng
Kwame Owusu-Boateng
Vice Chairman

Kwame Owusu-Boateng has over 19 years’ professional experience which covers International Trade Finance, Banking Operations, Micro Finance, and Executive Management. He joined Opportunity International Savings and Loans in 2006 from a private International Trade Finance firm.

Kwame was the first Branch Operations Officer recruited in Opportunity International in Ghana. By dint of hard work and his level of excellence, he was promoted through the positions of Branch Operations Manager, Branch Manager, Regional Manager and Chief Relationship Officer from 2009 to 2012. He was appointed as acting Chief Executive Officer (CEO) in 2012 and was confirmed by the Board as the first local CEO of Opportunity International Savings and Loans in August 2013.

His key strengths are in Strategic Sales Management, Operations Management, and Effective Leadership. He has the skill of building successful teams and energizing them to achieve great results.

He is a graduate from the University of Cape Coast, Ghana with a BSc. Degree. Additionally, he has an Executive MBA from Kwame Nkrumah University of Science and Technology in Kumasi, Ghana. Kwame has attended various executive programs, some of which includes The Boulder Microfinance Training Program in Turin, and a certificate program in Strategic Management in Micro Finance from Harvard Business School, Boston.

He has also attended the African Board Fellowship program organized by Accion International in Cape Town, South Africa, Corporate Governance for Business Executives training organized by Quest on the Frontier in Dubai as well as Strategic Management course for Micro Finance Practitioners organized by the Micro Finance Association in Washington DC.na, West Africa.

Lydia M. Daddy (Mrs.)
Lydia M. Daddy (Mrs.)
Member

Lydia is a highly experienced, disciplined and dedicated Banker, Risk Management Professional and Chartered Accountant. She is the Chief Executive Officer (CEO) for Services Integrity Savings and Loans Limited (SIS&L). Her work with SIS&L started as a consultant where she was instrumental in obtaining the provisional and final license for the setting up of Services Integrity Savings and Loans Limited.

Prior to her time at SIS&L, Lydia spent over 22 years with Merchant Bank Ghana Limited (now Universal Merchant Bank – UMB), where she held various senior roles, including Director Risk Management, Head of Credit Risk Management, Head of Finance for Investment Banking Division of Merchant Bank, Manager – Credit Risk Management Assistant Head, Internal Control, Financial Accountant, and Accounts Officer.

She holds a Bachelor of Business Administration (Management major) from the University of Eastern Africa (UEA) Baraton, Eldoret-Kenya (An affiliate of Andrews University, Michigan). She is a Certified Public Accountant (Kenya).

Lydia serves on the Valley View University Board as the Chair of the Audit Committee and Member of the Finance Committee. She is also a member of the Board of SIS&L. In the past she served on the Boards of Datalink University and the Ghana Adventist Heritage Fund (Savings and Loan Co) where she was the Chairman of its Governance and Risk Sub -Committee.

Anthony Gyasi-Fosu
Anthony Gyasi-Fosu
Member

Anthony Gyasi-Fosu is an experienced banker with over 20 years professional experience. His key areas are Banking Operations, Finance and Microfinance. Tony is presently the Chief Executive Officer (CEO) of Sinapi Aba Trust and Sinapi Aba Savings & Loans Ltd headquartered in Kumasi.

He holds an MBA in Finance from the Ghana Institute of Management and Public Administration (GIMPA), and a Master of Leadership in Development Finance from the Frankfurt School of Finance and Management. Additionally, he has a Post-Graduate Executive Diploma in Leadership from Harvard University. Tony obtained his 1st Degree – BSc (Hons) degree in Agric Economics from the Kwame Nkrumah University of Science and Technology (KNUST) after successfully completing Sunyani Secondary School and Prempeh College for his Secondary Education.

As an astute educationist, Tony was a part-time Banking & Microfinance lecturer at the Christian Services University College in Kumasi between 2007 and 2012. He currently serves as Board Chair for the Council of Jackson College of Education, and Zion Praise Educational Complex. Additionally, he is a member of the Sinapi Aba Trust Board and Sinapi Aba Savings & Loans Board. Tony previously served on the Amanten & Kasei Community Bank (AKCB) Board from 2005 to 2015 as a chair for the Finance and Audit Committee.

Olivier Bailly-Béchet
Olivier Bailly-Béchet
Member

Olivier Bailly-Béchet has a solid background in economics and business management and 24-years’ experience in financial services, management and financial inclusion.

He has acquired a strong working knowledge of microfinance operations, notably with regards to defining products and credit methodologies, defining and implementing policies and procedures, planning, training, network development/management, and sales team management.

Since joining Advans International in 2003, Olivier has held different positions both in subsidiaries and at Advans Group level.
He was CEO of Finadev Chad and then launched 2 subsidiaries as COO / Deputy CEO at Advans Cameroun and Advans Côte d’Ivoire. He became Group Head of Credit at Advans International in 2014, then Chief of Sales Officer in 2017 and was also sitting on the Board of Directors & Audit Committee in different subsidiaries like Advans Bank Tanzania, Advans Pakistan and Advans Cameroun.

Olivier has joined Advans Ghana Savings & Loans LTD for more than 2 years now as Managing Director/CEO. Before joining the Advans group, Olivier gathered experience with France Active (member of the “Caisse des Dépôts et Consignations” Group), the Microfinance African Institutions Network (MAIN) and the Société d’Investissement et de Développement International (SIDI).

Olivier fluently speaks French and English and holds a Master 2 in Analysis & development strategies in developing countries from University of Paris X Nanterre in France and a Master 1 in Economic science & Business management from University of Paris II Panthéon Assas, France.

Yusif Abubakari
Yusif Abubakari
Member

Yusif Abubakari, MD of Jins Savings and Loans Limited is a native of Garu in the Upper East Region of Ghana. He is a Chartered Banker who is an associate of the Chartered Institute of Bankers Ghana (CIB-GH). Mr Abubakari is also an Associate of the Chartered Institute of Financial and Investment Analysts Ghana (CIFIA-GH).

He obtained MBA in Strategic Management from the Kwame Nkrumah University of Science and Technology (KNUST) and BA Economics from the University of Ghana Legon. He has various certificates on Credit, Risk Management and leadership. The foundation to his stellar educational journey was built in T.I. Ahmadiyya Secondary School Kumasi (Real Amass) and Buokrom M/A JHS.

Mr Abubakari has over 11 years’ experience in banking majority of which was with Amalgamated Bank and Bank of Africa Ghana Limited. He rose quickly through the ranks from a National Service personnel to a Branch Manager within 2 years. He took up the appointment as the Managing Director of Jins Savings and Loans Ltd in 2017 where he has remained till date.

His strengths in strategy, communication, human resource development and critical thinking has made him a reliable leader for his colleagues and associates. His hobbies are soccer and watching movies.

Audrey Naa Dei Kotey
Audrey Naa Dei Kotey
Independent Board Member

Audrey Naa Dei Kotey has been the Managing Partner at AudreyGrey since October 2018. She is a qualified and experienced lawyer and as well as a chartered accountant (ACCA). Audrey has the flair in demystifying law, banking, finance and tax. Audrey’s experience includes advising on a wide range of transactions relating to capital markets, acquisitions, finance, regulatory compliance, property and tax. Audrey worked closely with the committee of experts on Ghana’s Companies Act 2019 (Act 992) and the Corporate Restructuring and Insolvency Act, 2020 (Act 1015).

She is an expert in the interpretation of Ghana’s Companies Act 2019 (Act 997) and the Corporate Restructuring and Insolvency law and spearheads advocacy in this area through thought leadership. Audrey serves as the Chair of the Ghana Association of Restructuring and Insolvency Advisors (GARIA) special volunteer team on Technical, Education, Research and Publications and currently assists with implementation of Act 992 and Act 1015.

She is also the Vice Chair of the ACCA Ghana Members Network Panel. Audrey is an experienced corporate trainer and has engaged several Boards on a vast array of Corporate Governance, technical and operational matters. She has worked on several complex liquidations such as those of Ghana Airways Ltd, Plant Pool Ltd as well as several large transaction advisory engagements.

She brings on the GHASALC Board years of experience in corporate governance, compliance, corporate law and taxation as well as expertise in liquidations, insolvency and restructuring.

Until joining AudreyGrey, she worked with law firm N Dowuona & Company, PwC (Gh) Ltd and HSBC Bank, UK.
Audrey holds Bachelor’s Degree in Psychology and Economics and an LLB from the University of Ghana (Legon) she is a qualified lawyer and member of the Ghana Bar Association (GBA). She is also a Fellow of the Association of Certified Chartered Accountants, ACCA (UK), member of the Institute of Chartered Accountants, Ghana (ICAG), the Institute of Directors (UK), the International Association of Restructuring and Insolvency Advisors (INSOL) and the Ghana Association of Restructuring and Insolvency Advisors (GARIA).

TWENEBOAH KODUA BOAKYE
TWENEBOAH KODUA BOAKYE
Executive Secretary

Tweneboah Kodua Boakye is the Executive Secretary of the Ghana Association of Savings and Loans Companies (GHASALC) as of September 2017. At GHASALC, Mr. Boakye is in charge of the day-to-day administration and serves as the key spokesperson for the Association. He is engaged in advocacy, policy formulation and all relevant stakeholder engagements as far as the Association and the Savings and Loans sector is concerned.

Prior to GHASALC, Mr. Boakye was the Executive Director at Nkosuo Micro-finance Limited, a company he co-founded and managed for 7 years in Accra, Ghana. He was also the Southern Sector President of the Ghana Association of Micro-finance Companies (GAMC) overseeing 5 Regions and also a National Board Member of the Association. Prior to his career with Nkosuo, he worked as an Operations Officer and Customer Team Leader with Barclays Bank Ghana Limited (DST) from 2007 to 2010.

Tweneboah is very passionate about organizational and regulatory compliance within the financial sector. He is an experienced corporate and private administrator with strong interpersonal, problem solving and communication skills. His interests include enhancing compliance to Internal Controls, Credit Risk Management and Investments. He has attended and facilitated a number of workshops, seminars and conferences on Microfinance, Advocacy, Regulatory Compliance, Curriculum Development, Negotiations, Anti-Money Laundering (AML), and many other topics covering the financial sector both locally and internationally.

Tweneboah is also a Lay Gospel Preacher and a Sunday School Teacher in the Methodist Church Ghana as well as a Corporate Board Secretary to a number of companies in the Financial Services Industry in Ghana. He loves training, facilitation, lecturing, traveling, presentations/debating, coaching, volunteering and counseling. Tweneboah is married with four boys.

Certifications and Expertise:

  • Chartered Accountant from the Institute of Chartered Accountants, Ghana (ICAG).
  • Certified Expert in Micro-finance (CEMF) from the Frankfurt School of Finance and Management, Germany.
  • Certified Credit Administrator certificate from the National Banking College, Accra – Ghana
  • Project Management Programme Certificate from Ghana Institute of Management and Public Administration (GIMPA), Ghana.
  • Curriculum Development Professional and Facilitator in the area of Micro-finance Operations, Financial Management, Budgeting and Financial Statements Analysis for Decision Making.

Education:

  • Executive Master of Business Administration (EMBA) in Banking and Finance from Paris Graduate School of Management (Paris – France).
  • Bachelor of Science in Geodetic Engineering from Kwame Nkrumah University of Science and Technology (KNUST, – Ghana).
  • Diploma in Strategic Marketing Management and Public Relations from the Institute of Commercial Management (ICM-UK).