Mr. Kwaku Duah Berchie is an accomplished and experienced banking and finance professional. He is the Chief Operating Officer for Pan-African Savings and Loans Company Ltd.

He holds an MBA in Accounting and Finance from the Keller Graduate School of Management, a degree from the DeVry University, and a Diploma in Theatre Arts from the University of Ghana. He is a certified expert in Microfinance and a Financial Inclusion enthusiast. Kwaku has also been an adjunct lecturer of Finance at the GTUC/Coventry MBA programme. He has been facilitating models like Financial Analysis for Managers, Corporate Finance, International Financial Markets, and Institutional Investments.

Kwaku’s career spans across industries and sectors. He has management and executive experience in electronic store sales, warehousing, shipping, real estate, entertainment, consultancy, and tax management. After spending many years in the USA, he returned to Ghana where he currently resides. He has worked with Pentax Management Consultancy Services, Christian Services University College, and First Allied Savings and Loans Company Ltd. Kwaku has been instrumental in capacity building, strategic planning, business development and expansion, growth strategy, and profitability in the institutions he has been involved in Ghana.

Vice Chairman

An Investment Banker with over twenty-eight years’ experience in the banking industry in Ghana. I have extensive experience working in high-level positions in three different banks in Ghana and have participated actively in creating companies’ vision, and have been part of their realization through implementation.

Active involvement in the development of merchant banking products, project evaluation and appraisal, assisting in the identification of potential investors for projects and offering advice on investment opportunities and incentives.

A member of the team that handled the first two Initial Public Offerings on the Ghana Stock Exchange in 1992. Also a key member of the team that arranged the listing of eight companies out of initial fifteen companies listed on the Ghana Stock Exchange. This required undertaking background preparatory work and bringing the companies into compliance with the Rules and Regulations of the stock exchange

Played a pioneering role in the establishment and growth of two successful banks in Ghana viz. First Atlantic Merchant Bank and The Trust Bank (formerly Meridian BIAO Bank now Ecobank). Main focus was on creation of strategies to gain market presence through identification and implementation of innovative products.

A total of twelve years at a senior managerial level of two banks taking active part in policy formulation and implementation of strategic objectives. Was for four years a member of the apex committee of First Atlantic Merchant Bank with responsibility at the Board level for the Bank’s risk assets.

Member of the Management Board of First Atlantic Merchant Bank and divisional head of the Credit and Marketing wing of the Bank, leading a team of seasoned analysts with the primary objective of creating new relationships and deepening existing relationships.

Currently Chief Executive Officer of Bond Savings and Loans Limited a Non-Bank Financial Institution licensed by Bank of Ghana to provide banking and other financial services to the business community in Ghana.

Ms. Amma F. Dwumah
Ms. Amma F. Dwumah
Council Secretary

Ms. Amma Frimpomaa Dwumah is a lawyer and a member of the Ghana Bar Association. She has extensive knowledge in the banking and finance sector.

She graduated with a QLC from the Ghana School of Law. She holds an MA in Human Resources from the University of Cape Coast. She holds an LL.B from the University of Ghana, Legon, and a Bachelor in Education Degree in English Language from the University of Education, Winneba. She also graduated as a Teacher from St. Louis Training College, Ghana

Ms. Dwumah started her career as a Teacher with OLA Girls Senior High School where she taught English and English Literature. She has worked with Dery & Co. a legal firm in Accra. Prior to joining Dery & Co. she was with Golden Pride Savings and Loans Limited as Solicitor and Company Secretary. She previously worked as a Trainer of Trainees with the GNAT/Canadian Teachers Federation and also worked with Plan Ghana to train teachers.

Prior to her appointment she worked with Bank of Africa as a Legal Counsel. She can be described as a professional with a strong appetite for success, a problem solver, and also possesses strong organizational and leadership skills.  She has extensive training in leadership and corporate governance.

Mr. Isaac Kweku Arthur
Mr. Isaac Kweku Arthur

Isaac Arthur is a Professional, Business leader and a highly motivated Manager with over 10 years’ experience in banking operations. His skills set are in the Area of Treasury management, Trade Finance, Investment analysis and Portfolio Management, Bank Operations Management, Branch Development, Operational processes and procedures, , Credit administration and Capacity Building, among others. Isaac worked with Adehyeman Savings and Loans, rising through the ranks to become the Head of Operations responsible for all the branches in the country.

In April 2013 he joined Global Access Savings & Loans as the Head of Operations in charge of Head office operations and all the 18 branches of the company. He is currently the Managing Director of Equity Savings & Loans Ltd. Isaac holds an MBA in Banking & Finance from Cape Coast University and Bachelor of Arts degree in Psychology from the University of Ghana-Legon. He has attended several courses in Banking, Management and Leadership. He is currently on Level (III) of the Chartered Institute of Bankers Examination.

Mr. Kofi Ampofo Agyapong
Mr. Kofi Ampofo Agyapong
Independent Member

Kofi Ampofo Agyapong is a product of the University of Ghana Business School and holds an Executive MBA-Finance from the University. He also has Bachelor of Arts (Hon) from the same University.

He is a Fellow of the Chartered Institute of Bankers, Ghana and the Institute of Financial Services of the School of Finance (formally Chartered Institute of Bankers of UK). He started work in the banking industry in 1996 as a Banking Officer with the Agricultural Development Bank. He joined CAL Bank Limited in March 1998 and worked in various roles/positions as part of the Senior Management Team of the Bank until March 2010 when he joined the Export Development and Investment Fund as Director of Operations.

He was a Member of the Governing Council of the Chartered Institute of Bankers, Ghana between 2001 and 2008 and has also been a Member of the Board of Directors of Adansi Rural Bank, a strong and fast growing rural bank since 2001. He is the immediate past Managing Director of Best Point Savings and Loans Limited, a position he held since the inception of the Company in 2013.

He has attended a number of courses and workshops in diverse fields in banking including Credit Management, Banking Operations, Marketing, Asset and Liability Management, Customer Service etc. From his working life in the banking industry and indeed other sectors, he has developed excellent skills for Banking Operations, Credit Management including ensuring good credit portfolio quality, growth and sustainability, planning and budgeting, corporate governance, customer service etc.

Executive Secretary

Tweneboah Kodua Boakye is the Executive Secretary of the Ghana Association of Savings and Loans Companies (GHASALC) as of September 2017. At GHASALC, Mr. Boakye is in charge of the day-to-day administration and serves as the key spokesperson for the Association. He is engaged in advocacy, policy formulation and all relevant stakeholder engagements as far as the Association and the Savings and Loans sector is concerned.

Prior to GHASALC, Mr. Boakye was the Executive Director at Nkosuo Micro-finance Limited, a company he co-founded and managed for 7 years in Accra, Ghana. He was also the Southern Sector President of the Ghana Association of Micro-finance Companies (GAMC) overseeing 5 Regions and also a National Board Member of the Association. Prior to his career with Nkosuo, he worked as an Operations Officer and Customer Team Leader with Barclays Bank Ghana Limited (DST) from 2007 to 2010.

Tweneboah is very passionate about organizational and regulatory compliance within the financial sector. He is an experienced corporate and private administrator with strong interpersonal, problem solving and communication skills. His interests include enhancing compliance to Internal Controls, Credit Risk Management and Investments. He has attended and facilitated a number of workshops, seminars and conferences on Microfinance, Advocacy, Regulatory Compliance, Curriculum Development, Negotiations, Anti-Money Laundering (AML), and many other topics covering the financial sector both locally and internationally.

Tweneboah is also a Lay Gospel Preacher and a Sunday School Teacher in the Methodist Church Ghana as well as a Corporate Board Secretary to a number of companies in the Financial Services Industry in Ghana. He loves training, facilitation, lecturing, traveling, presentations/debating, coaching, volunteering and counseling. Tweneboah is married with four boys.

Certifications and Expertise:

  • Chartered Accountant from the Institute of Chartered Accountants, Ghana (ICAG).
  • Certified Expert in Micro-finance (CEMF) from the Frankfurt School of Finance and Management, Germany.
  • Certified Credit Administrator certificate from the National Banking College, Accra – Ghana
  • Project Management Programme Certificate from Ghana Institute of Management and Public Administration (GIMPA), Ghana.
  • Curriculum Development Professional and Facilitator in the area of Micro-finance Operations, Financial Management, Budgeting and Financial Statements Analysis for Decision Making.


  • Executive Master of Business Administration (EMBA) in Banking and Finance from Paris Graduate School of Management (Paris – France).
  • Bachelor of Science in Geodetic Engineering from Kwame Nkrumah University of Science and Technology (KNUST, – Ghana).
  • Diploma in Strategic Marketing Management and Public Relations from the Institute of Commercial Management (ICM-UK).
Mr. Yusif Abubakari
Mr. Yusif Abubakari

Yusif Abubakari, MD of Jins Savings and Loans Limited is a native of Garu in the Upper East Region of Ghana. He is a Chartered Banker who is an associate of the Chartered Institute of Bankers Ghana (CIB-GH). Mr Abubakari is also an Associate of the Chartered Institute of Financial and Investment Analysts Ghana (CIFIA-GH). He obtained MBA in Strategic Management from the Kwame Nkrumah University of Science and Technology (KNUST) and BA Economics from the University of Ghana LegonHe has various certificates on Credit, Risk Management and leadership. The foundation to his stellar educational journey was built in T.I. Ahmadiyya Secondary School Kumasi (Real Amass) and Buokrom M/A JHS. 

Mr Abubakari has over 11 years’ experience in banking majority of which was with Amalgamated Bank and Bank of Africa Ghana Limited. He rose quickly through the ranks from a National Service personnel to a Branch Manager within 2 years. He took up the appointment as the Managing Director of Jins Savings and Loans Ltd in 2017 where he has remained till date.  

His strengths in strategy, communication, human resource development and critical thinking has made him a reliable leader for his colleagues and associates. His hobbies are soccer and watching movies. 


Mr. Kwame Owusu-Boateng
Mr. Kwame Owusu-Boateng

Kwame Owusu-Boateng has over 19 years’ professional experience which covers International Trade Finance, Banking Operations, Micro Finance, and Executive Management. He joined Opportunity International Savings and Loans in 2006 from a private International Trade Finance firm. 

Kwame was the first Branch Operations Officer recruited in Opportunity International in Ghana. By dint of hard work and his level of excellence, he was promoted through the positions of Branch Operations Manager, Branch Manager, Regional Manager and Chief Relationship Officer from 2009 to 2012. He was appointed as acting Chief Executive Officer (CEO) in 2012 and was confirmed by the Board as the first local CEO of Opportunity International Savings and Loans in August 2013. 

His key strengths are in Strategic Sales Management, Operations Management, and Effective Leadership. He has the skill of building successful teams and energizing them to achieve great results. 

He is a graduate from the University of Cape Coast, Ghana with a BSc. Degree. Additionally, he has an Executive MBA from Kwame Nkrumah University of Science and Technology in Kumasi, Ghana. Kwame has attended various executive programs, some of which includes The Boulder Microfinance Training Program in Turin, and a certificate program in Strategic Management in Micro Finance from Harvard Business School, Boston. He has also attended the African Board Fellowship program organized by Accion International in Cape Town, South Africa, Corporate Governance for Business Executives training organized by Quest on the Frontier in Dubai as well as Strategic Management course for Micro Finance Practitioners organized by the Micro Finance Association in Washington DC.