WELCOME TO THE GHANA ASSOCIATION FOR SAVINGS AND LOANS COMPANIES
GHASALC is an association of all Savings and Loans Companies registered under the laws of Ghana and also licensed by Bank of Ghana. It was registered and also obtained a certificate to commence business in the year 2008 as a company limited by guarantee and not having any share capital and also shall be a non-profit making institution.
Savings and Loans Companies being a little different from other actors in the Micro-finance sector felt that there was the need for specific issues to be addressed on a different platform. This concern could only become a reality if they come together to have a louder voice in the dialogue with other stakeholders in the financial sector in Ghana. READ MORE
SOME QUICK FACTS
7.67bn
Total Assets
The total assets of the industry stood at GHs 7.67bn as at end of December 2023. This represents a significant increase as compared to the same period in 2022 which is GHs 5.74bn.
5.5mn
Membership Size
The industry Serves about 5.5 million customers and operates in all 16 Regions (more than 7,000 direct employees)
5.40bn
Outstanding
Public Deposit / Borrowing Outstanding stood at about GHs 5.40bn with a significant sectors or industries being Services (GHs 3.00bn) and commerce/trading (GHs1.02bn).
Latest Publications
GHASALC attributes high non-performing loans to public sector workers absconding abroad
High NPLs due to public sector workers absconding abroad – GHASALC
Financial industry, GIZ launch financial literacy campaign
Leverage technology to meet changing needs of customers – Second Deputy Governor, BoG
GHASALC hold AGM with a call on members to deepen digitization drive
Verification equipment linking Ghana card to customers accounts too expensive – Savings and Loans Association
Savings and Loans sub-sector contributed 35.1% of total assets for Q1 2022 – BoG
BoG pledges to continue to monitor rapid evolution of risks in digital financial ecosystem
BoG details why some Savings and Loans institutions failed
Savings And Loans Association Welcomes Gh3.56bn Released For Aggrieved Customers
Savings and Loans companies record highest loan disbursement in the Credit Market
Ghana’s financial intermediaries to receive $250m World Bank support